Traveling in China? Don't Rely Only on Alipay - A Cash Guide for Foreign Tourists
A little cash in your pocket is your best travel insurance in China's digital economy
Imagine this: You've just arrived in China after a long flight, eager to explore. Your taxi pulls up to your hotel, but when you try to pay with Alipay, you get an error message. Your mobile data isn't working properly, and you have no cash. This exact situation recently left an Australian tourist stranded, unable to pay their DiDi driver—all because they'd heard "China doesn't use cash anymore."
While digital payments dominate in China, assuming you can get by completely without cash can lead to stressful situations. This guide will help you navigate China's payment landscape smoothly.
How Much Cash Should You Bring to China?
Having a reasonable amount of cash provides crucial backup when digital payments fail. Here's a practical guideline for cash needs during your China trip:
Daily Cash Reserve by City Tier
City Type Recommended Daily Cash Best For
Tier 1 Cities (Shanghai, Beijing) 200-300 RMB Taxis, small purchases, markets, emergencies
Tier 2 Cities (Hangzhou, Chengdu) 300-400 RMB More cash-only establishments, local markets
Rural Areas 400-500 RMB Limited digital payment acceptance
When Cash is Essential
Arrival and departure days: Cover transportation from airports and stations
Local markets and street vendors: Most small operators prefer cash
Small purchases: Items under 20 RMB often warrant cash payment
Emergency situations: When technology fails or networks are down
Tipping: Though not widespread, cash is expected for tips
Temples and historical sites: Some entrance fees and donations require cash
Cash Management Tips
Spread your cash between different bags and pockets
Use hotel safes to store excess cash
Exchange gradually rather than all at once
Carry small denominations for easier transactions
Use ATMs in banks during business hours for better security
Setting Up Alipay Correctly: A Pre-Travel Checklist
To maximize your Alipay success:
Download the app before leaving home
Complete identity verification using your passport
Link your international credit card while on your home network
Test with a small transaction before traveling
Carry backup payment options like WeChat Pay or a second card
Beyond Alipay: Other Payment Options
WeChat Pay: The other major payment platform in China
International credit cards: Accepted at larger hotels and stores
Debit cards: Use ATMs to withdraw cash as needed
Key Takeaways for a Hassle-Free Trip
Cash is not obsolete in China—it's your essential backup
500-1000 RMB is a reasonable initial cash reserve for a week's stay
Complete your Alipay setup before departure
Always have multiple payment methods ready
Don't display large amounts of cash in public
By balancing digital payments with practical cash reserves, you'll enjoy China's incredible sights and experiences without payment anxieties. The secret to a smooth journey is preparation, not total reliance on any single payment method.
Have you experienced payment challenges while traveling in China? Share your stories and tips in the comments below—your experience might help another traveler avoid similar struggles!